Tide Bank in the UK & How to Get £75 Using Referral Code: REFER75

Introduction

Tide Bank, one of the UK’s most popular digital-only business banks, has been making waves in the fintech sector. Designed specifically for entrepreneurs, freelancers, and small to medium-sized enterprises (SMEs), Tide offers a range of banking services tailored to meet the needs of businesses. Whether you’re just starting or scaling up, Tide Bank provides efficient, simple, and user-friendly solutions that enable businesses to manage their finances effectively.

One of the most exciting perks Tide offers is the opportunity to earn £75 simply by opening a new account using the referral code REFER75. This guide will explore Tide Bank’s key features, how to get started with your account, and how to claim your £75 reward.

What is Tide Bank?

Tide Bank is a fintech company offering business banking services through a mobile app and a web platform. It was launched in 2015 and has grown rapidly, now serving hundreds of thousands of small businesses across the UK. Tide is not a traditional bank with physical branches; instead, it focuses entirely on digital services, making banking faster, easier, and more accessible for its customers.

Key Features of Tide Bank

Tide Bank offers a variety of features that are specifically designed to help business owners and freelancers manage their finances:

1. Business Current Account
   • Tide provides a dedicated business current account that is free to set up. The account can be managed entirely through the app or web portal, with no need for in-person appointments or paperwork.
   • You can send and receive payments, set up direct debits, and transfer funds with ease.
2. Automated Accounting Integration
   • Tide Bank integrates with popular accounting software such as Xero, QuickBooks, and Sage. This helps you track expenses, manage invoices, and stay on top of your cash flow.
3. Expense Management
   • The app allows you to categorize expenses automatically and add notes to transactions. You can also upload receipts by taking a picture, which is a fantastic feature for keeping your records organized.
4. Business Tools
   • Tide offers a variety of tools for managing your business more effectively, including the ability to create and send invoices directly from the app. This helps streamline payment processes and gives you a clear overview of outstanding invoices.
5. Multi-User Access
   • You can add multiple users to your Tide account, allowing employees or accountants to access the account for specific tasks without giving them full control.
6. Credit and Overdrafts
   • Tide also provides access to small business loans and overdraft facilities, making it easier to manage short-term cash flow needs.
7. Mobile Payments and Card Management
   • With Tide, you can make mobile payments through Google Pay and Apple Pay. Additionally, managing your Tide card is easy—block it if it’s lost or stolen, and instantly reorder through the app.
     

How to Get £75 Using the Referral Code: REFER75

Tide Bank frequently offers referral bonuses for new customers. By using the referral code REFER75, you can claim a £75 reward when opening a new business account and meeting certain conditions.

Step-by-Step Guide to Claiming the £75 Bonus

Here’s how you can get the £75 by signing up for Tide:

1. Sign Up for a Tide Business Account
   • Download the Tide app from the Apple App Store or Google Play Store, or visit the Tide website.
   • Start the registration process. You’ll need your personal details and information about your business.
2. Enter Referral Code: REFER75
   • During the sign-up process, you will be prompted to enter a referral code. Input REFER75 in the designated field to be eligible for the bonus.
3. Complete Your Account Setup
   • To activate the bonus, you need to complete the setup of your business account. This includes verifying your identity and providing proof of your business’s legal status.
4. Deposit and Spend Requirement
   • To qualify for the £75 reward, you will need to deposit a minimum of £1 into your new Tide account and make an initial transaction (such as a purchase or payment).
5. Receive Your Bonus
   • Once you’ve met the requirements, Tide will credit your account with £75. This usually happens within a few days, but it can take up to 30 days depending on account activity.

Why Choose Tide Bank for Your Business?

Tide Bank has rapidly become the go-to choice for small business owners in the UK for a few key reasons:

1. Speedy Account Opening Process
   • Unlike traditional banks, which can take days or even weeks to open a business account, Tide’s fully digital process allows you to have your account up and running in a matter of minutes.
2. No Monthly Fees for Standard Accounts
   • Tide’s basic business account is free to open, with no monthly fees. You only pay for transactions and certain extra services, making it a highly cost-effective solution for businesses with fewer transactions.
3. Time-Saving Features
   • The integration with accounting software and automated expense categorization saves time, enabling business owners to focus on growing their business rather than managing admin tasks.
4. Scalability
   • Whether you’re a freelancer, a sole trader, or running a larger enterprise, Tide’s services can grow with your business. You can access additional features and financial services as your needs evolve.
5. Customer Support
   • Tide offers in-app customer support, ensuring that help is available when you need it. The team is known for providing fast, helpful assistance, and there’s a dedicated support section for business-related queries.
     

Who Can Open a Tide Bank Account?

Tide Bank accounts are available to registered UK businesses, including:

• Sole traders
• Limited companies
• Partnerships
• Charities

Whether you’re starting a new business or looking for a more efficient banking solution, Tide can help you manage your financial operations effectively.

Eligibility for the £75 Referral Bonus

To be eligible for the referral bonus, you must:

• Be a new Tide Bank customer
• Open a business account using the referral code REFER75
• Complete £100 of transactions using your Tide debit card within 30 days.

The offer may have specific terms and conditions, so be sure to check Tide’s website or app for the latest information.

Conclusion

Tide Bank offers a compelling option for UK business owners looking for an easy, affordable, and digital-first banking solution. By using the referral code REFER75 during the sign-up process, new customers can also benefit from a £75 reward.

If you’re a small business owner or freelancer in the UK, opening a Tide account could be a smart move for streamlining your finances. Don’t miss the chance to get started with a £75 bonus, and enjoy the convenience of modern business banking with Tide.

Sign up today with referral code: REFER75, and take your business banking to the next level!